Why Choose the Solutions Funds? Launched by Scottish Widows at the start of November 2005, the seven Solutions Funds differ according to their asset allocation, holding both bond and equity funds. The eight underlying bond funds are managed by SWIP, the three UK equity funds and the international equity fund is managed by SWIP in conjunction with Russell Investments, whilst the five international regional equity funds are managed by Russell. The Equity allocation utilises the risk controlling multi manager approach and the more aggressive of the Solutions funds can have up to 40 different external managers, managing your client’s money.   Risk profiled funds mean you can match the investment to your client’s own profile. Investment is spread across different asset classes, the fund is continually monitored to identify opportunities. SWIP’s award winning skill in Bond management and some of the best equity managers available anywhere in the world today, as identified by Russell Investments are available to your clients through the funds. Day to day management by global specialists with fewer investment decisions for you, leaving you more time to spend with your clients Further Information about Russell Investments Russell pioneered the manager of managers approach over thirty years ago and now manage over £92 billion* in their Multi Asset Multi Style Multi Manager™ funds. Russell’s clients include IBM, Shell and NSPCC to name a few. They won PlanSponsor’s Best in class Multi-Manager of the year 2007 and Global Pensions’ Manager of Managers of the year in 2007 and 2008 respectively * Source: Russell Investments, 30 June 2009 Further SWIP Information Scottish Widows Investment Partnership (SWIP) is one of Europe’s largest asset management companies and part of the Lloyds TSB Group. Managing funds worth £82.7bn**, SWIP’s forward looking approach combines the strength of their investment team with some of the most advanced technology used in asset management today. Under the SWIP name and in partnership with overseas-based organisations, SWIP have a physical presence that stretches around the world. This international dimension serves to heighten their interest and awareness of global investment issues. ** Source: SWIP, 30th June 2009

Russell Investments Limited. Authorised and Regulated by The Financial Services Authority.

Copyright © Russell Investments Limited 1998 - 2009. All rights reserved. Important Legal and Regulatory Information.