Our Approach How Russell Manages Your Money We believe that specialist managers perform best. Our focus is to identify the best management companies, the best teams, and the best individuals to manage your money. Our approach is tried and tested with the world's largest investors, including the pension funds of some of the world's largest companies, like J Sainsbury, Fuji Electric Company, and The Boeing Company. This unique investment approach is now available to you through Russell's Multi-Manager funds. Understanding Investment Markets We use a specialist team of 15 experts, drawn mainly from maths and statistics backgrounds, to understand the forces that are shaping today's stock markets. Their research shows us how to find and combine tomorrow's star performers. Researching Investment ManagersWe have a team of 109 manager analysts - "talent scouts" - whose sole purpose is to find the world's best investment managers. Our manager research team tracks the performance of over 5,000 manager portfolios, and meets with over 5,500 investment manager teams each year. You can rely on our experience, our computer systems, and our unrivalled access to the top investment teams, to pick from the best managers for your savings. Investment Manager Selection and Combination All the managers in the Russell multi-manager funds have clearly defined beliefs, and distinct ways of taking decisions. The key to the success of our funds is the combination of these managers to capitalise on their skills. We analyse the portfolios of each manager, to understand how they invest, the type of companies they buy, and whether their style has a bias to large or small stocks, to growth companies or to traditional value shares. We take particular care to combine managers with complementary styles. This means that our multi-manager funds can add value in most market conditions, and reduce the risk of underperformance when stockmarket fashions change. We have built our business on our unique Multi Asset Multi Style Multi Manager™ approach. Select this link for more information. Managing the Investment Managers In a changing world, you can be sure your manager line-ups will stay up-to-date. When we appoint a manager, we pick them to do a specific job in our multi-manager team. On an ongoing basis, we continuously monitor our funds to ensure that the managers are meeting the objectives that we have set them. Our investment management and manager research team are also in continuous contact with all the managers we employ. We meet with and talk to all the managers on a regular basis, discussing with them performance, business and staff developments at their firms. In dynamic stockmarkets, yesterday's stars may turn out to be tomorrow's fallen angels. We are dedicated to continuous monitoring and fine-tuning of our investment team, in order to help you achieve your retirement goals.Now that you understand what we do, you can plan for your retirement without worrying about selecting individual managers.

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